A cloud-first platform, based on containers and microservices. Discover a few of its features:
Special architecture for Indirect Transactions
Pix API
Workflow Engine
Address assignment in DICT (Directory of aliases)
Liquidity Management for IP Accounts
Dispute
QR-Code
Messaging system
Pix generates business opportunities for a wide range of business sectors. From traditional institutions to retail, any kind of business can now profit from transactions and stimulate market competition with these disruptive new business models. But how does institutional participation in the Instant Payments System work?
Learn more below:
Under Central Bank regulations, all regulated institutions with more than 500,000 active customer accounts - whether demand deposit, savings or prepaid - are required to offer Pix. This obligation is intended to help encourage access to financial services for the entire population. Direct participants must offer payment initiation via manual data entry, Pix key code, QR Code reading or Pix copy and paste, as well as the ability to receive payments.
Join our team of partners in serving indirect participants and growing with the ecosystem!
Indirect participants can also take advantage of Pix and truly transform their business, whether as a financial institution or by leveraging Embedded Finance. Our partnerships with direct participants in the Instant Payments System (SPI) allow your institution to connect to them and share in the business opportunities provided by the Instant Payments System, while also achieving accelerated time to market!